Privacy Policy
By accessing the pages of this website (www.atlasfinance.co.nz), you acknowledge that you have read and accepted the following disclaimers.
About Atlas Finance Privacy Policy
This Website Security and Privacy Statement applies to the Atlas Finance website, which is operated by Atlas Finance.
We are committed to protecting your privacy. This Privacy Statement explains how Atlas Finance treats and safeguards your personal information, including any data collected in accordance with this policy.
Security of Information
Atlas Finance takes reasonable measures to maintain the security of cookies and personal information in accordance with our Privacy Policy.
While we strive to protect your information, we cannot guarantee the security of any data you transmit to or from our online products or services; you do so at your own risk. Once we receive your transmission, we take reasonable steps to secure the information on our secure servers.
What Personal Data We Collect and Why
When you use our website, products, or services, or interact with us online, by phone, email, or otherwise, we collect the following categories of information about you:
Personal Information You Provide to Us
This includes information you voluntarily provide by:
- Entering information via our website: www.atlasfinance.co.nz
- Engaging with our social media accounts, such as Facebook or LinkedIn
- Corresponding with us by phone, email, or other means
This information may be provided when you:
- Register to use our website
- Subscribe to services provided through our site
- Post material or comments
- Request products or services
- Participate in surveys for research purposes
- Report a problem with our site
- Engage in correspondence with us
The basic personal information we may request includes your name, address, company name, email address, and phone number. We may retain details of any inquiries you make and records of correspondence with us. Additional information may be requested for specific purposes, such as applying for a service.
We aim to minimise the information we collect to only what is necessary to perform the relevant function or service.
Personal Information We Collect Automatically
We automatically collect certain information when you interact with us, such as:
- Details of transactions you carry out through the site
- Your visits to our site, including traffic data, location data, weblogs, and other communication data
- Technical information like your IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system, and platform
Contact Forms
By completing a contact form on our Contact or About Us pages, you consent to our use and storage of the following information: your full name, company name, telephone number, email address, and location.
Who We Share Your Data With
Credit Scoring & Crime Prevention
To verify your identity during the account opening process and to conduct credit checks, we may:
- Perform a search with a credit reference agency, which will keep a record of our inquiry against your name and may link it to your representatives ("associated records")
- Assess your application with reference to these "associated records"
- Record details at credit reference agencies when applications involve joint parties, creating an "association" that links your financial records
Details of the credit reference agency we use are available upon request. We may add details of your agreement with us, payments made, and any defaults to your record with the credit reference agencies. These records remain after our agreement is settled or terminated. Credit reference agencies may use this and other information to make credit decisions about you or your business.
Products & Services
We use your personal data to:
- Provide you with information, products, or services you request
- Fulfill our obligations arising from agreements with you
- Process payments
- Recover debts
- Send promotional information about our products and services, where permitted
- Contact you regarding account administration or quality control research
Legal Basis for Processing Your Personal Data
We process your personal data based on:
- Your consent to share data with third-party affiliates offering products and services of interest
- Steps taken at your request prior to entering into an agreement and for its administration and performance
- Compliance with legal and regulatory obligations
- Establishing, exercising, or defending legal rights
- Our legitimate business interests, such as enforcing agreements, recovering debts, improving products and services through statistical analysis, and contacting you about products and services
Sharing Your Personal Data
We may disclose your personal data within Atlas Finance and to third-party service providers to:
- Ensure delivery or maintenance of products or services you've obtained
- Secure our data
- Conduct internal research and statistical analysis
Access to personal data is limited to personnel who need it for the purposes described.
We may also share your data outside of Atlas Finance:
- To professional advisers enforcing terms of use and agreements
- To insurers for administration
- To claims handlers and fraud prevention agencies
- To guarantors
- To funders assessing our assets
- To brokers or introducers of agreements with us
- To tracing and repossession agents
- During business transactions like selling assets or being acquired, where personal data may be disclosed to prospective buyers
- To third-party agents or contractors providing services to us (e.g., data storage, call centers)
- With your consent, to third-party affiliates offering products and services of interest
These third parties are subject to confidentiality requirements and will only use your personal data as described in this notice.
Your Rights Over Your Data
If you have an account on this site or have left comments, you can request an exported file of the personal data we hold about you, including any data you've provided. You can also request that we erase any personal data we hold about you, excluding data we are obliged to keep for administrative, legal, or security purposes.
You have the right to access and correct your personal information, subject to the withholding grounds set out in the Privacy Act. To access or correct your personal information, please contact Atlas Finance at anna@atlasfinance.co.nz.